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SHINHAN FANANCIAL GROUP





ESG Invitation Letter

Dear stakeholders of Shinhan,

Greetings, this is Cho Yong-byoung of
Shinhan Financial Group. We still are not quite free from the aftermath of the
COVID-19 pandemic, and with the passing of each year,
the severity of wild fires, droughts, floods, hurricanes, and
other natural disasters as well as climate crises is increasing. Fortunately, the will towards ESG management has solidified
all the more not only among financial institutions but also
among industries and nations across the globe.
I believe the high level of interest in ESG of late reflects
many people’s persistent desire for a “wonderful world”.

In 2021, Shinhan announced the Group’s ESG slogan
“Do the Right Thing for a Wonderful World”,
envisioning a sustainable future.

Going forward, we will increase our efforts to resolve
environmental and social issues through the FINANCE for
IMPACT, and this determination will lead to
“doing the right thing” this year.

In 2022, Shinhan will further accelerate its ESG management
to heighten the ESG experience of customers and stakeholders.

For Shinhan, ESG management is neither
a “good” thing to do nor a “must” thing.
Rather it is a “mission” or a natural thing to do
for a company pursuing sustainable growth.

In all major businesses of Shinhan subsidiaries,
we will infuse “right” ESG principles and elements,
implement green transition finance in a “nimble” way,
and create ESG-related business outcomes “different”
from those of others. I was invited to Finance Day of the 26th UN Climate Change
Conference of the Parties held in Glasgow, UK, and
introduced Shinhan’s net zero finance. I met with officials
from major global financial institutions and discussed
ESG industry issues, including climate change, and
came home with a strong sense of confidence that
Korean companies could also be competitive in
ESG management.

The role of finance is to help all stakeholders
make ESG transitions to be possible and faster.

To have the path to ESG lead to sustainable growth that
creates a new competitive advantage, rather than to
a burden for companies and individuals to bear, Shinhan will
do its best not only in financial support and investment but
also in consulting, education, and many other related areas.

All stakeholders are an integral part of
the “wonderful world” Shinhan envisions.

We no longer have the option of “not doing”, instead
we now have a stronger sense of “we must go together”. I would like to take this opportunity to invite all of you to
“ESG we all be building together”. Together, we can walk
longer and farther. Let’s enjoy the “wonderful world”
that awaits us at the end of this road. Thank you.